Tax Planning Specialities
We ensure your income, investments, and retirement savings work together to minimize taxes and maximize wealth.
Start Maximizing Your Wealth
Our Approach
At eAdvisor, LLC, we believe taxes shouldn’t be an unavoidable drain on your success—they should be a controllable factor in your financial plan. The difference between a good strategy and a great one? Knowing how to legally reduce your tax burden while building lasting wealth.
We don’t just help you prepare for tax season—we engineer tax-efficient strategies that work year-round. We help women navigate complex corporate stock and charitable giving with personalized, tax-smart wealth management strategies, to ensure you keep more of what you earn while staying compliant with tax laws.
Strategies Designed for Your future: How we can help
01
Concentrated Stock & Capital Gains Tax Planning
If you hold large stock positions or RSUs, selling at the wrong time can trigger massive tax liabilities. We help you strategically unwind concentrated positions while minimizing tax consequences.
We focus on:
- Tax-efficient stock liquidation & rebalancing
- Capital gains tax mitigation strategies
- Net Unrealized Appreciation (NUA) strategies for company stock holders
02
Charitable Giving & Tax-Optimized Philanthropy
Giving back should benefit both you and the causes you care about. Our charitable giving strategies help you support organizations while maximizing your tax deductions.
We focus on:
- Donor-Advised Funds (DAFs) for flexible giving & tax savings
- Charitable remainder trusts (CRTs) for tax-free philanthropy
- Stock & appreciated asset donations to avoid capital gains
03
NUA Stock Options
If you're retiring or changing jobs and have highly appreciated company stock, NUA planning can help you significantly reduce your tax burden when you distribute that stock.
Your Distribution Options:
- Lump-Sum Distribution with NUA Election– Take a lump-sum distribution, move company stock to a brokerage account, pay income tax on the cost basis, and capital gains tax on the growth when sold.
- Rollover Entire 401(k) to an IRA (No NUA)– Roll over the entire 401(k) into an IRA, defer taxes now, but pay ordinary income tax on the full amount when withdrawn.
- Partial NUA + Partial Rollover– Elect NUA for company stock only and roll the rest into an IRA, combining immediate tax savings with long-term tax deferral.
04
NUA Stock Benefits
If you hold company stock in your 401(k), Net Unrealized Appreciation (NUA) could help you lower taxes and maximize wealth. Instead of paying ordinary income tax on withdrawals, an NUA strategy lets you benefit from lower capital gains tax rates on your stock’s appreciation.
We focus on:
- Lower Taxes – Pay capital gains tax (15-20%) instead of ordinary income tax (up to 37%).
- Tax-Efficient Retirement Withdrawals – Reduce tax impact on large distributions.
- More Control Over Your Wealth – Strategically diversify assets while minimizing tax liability.
the big picture of your wealth
Why Work With Us?
Serving Cincinnati & Beyond | Virtual Consultations Available
We Don’t Just React—We Plan Ahead
We focus on lowering your tax burden for years to come with strategies that optimize, manage, & minimize your taxes.
Advanced Tax Strategies for High Earners
We specialize in complex tax situations for
high-net-worth individuals.
We Focus on What Matters—Your Bottom Line
Taxes shouldn’t be a frustrating guessing game. Our approach is clear, proactive, and designed to create real financial impact.
Stop Overpaying in Taxes. Start Planning Today.
The right tax strategy can help you keep more of your income, invest smarter, and secure long-term financial success. Whether you're looking to reduce tax liability, structure charitable giving, or optimize stock holdings, our team is here to help.